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Financing Your Dream Home with Willow Branch Homes

Working with Encompass Lending, ensures that the entire home buying experience is smooth and enjoyable.

At Willow Branch Homes, we understand that financing your new home is one of the most significant steps in your journey to homeownership. That’s why we’ve partnered with Encompass Lending to bring you a variety of customized financing packages designed to suit your unique needs and financial circumstances. Whether you’re a first-time buyer, looking to downsize, or in the market for a luxury custom home, our goal is to make the financing process as seamless and stress-free as possible.

Explore Our Financing Packages

We’ve carefully curated a selection of financing options to ensure that every potential homeowner can find a match that feels right for them. From FHA loans with low down payments to conventional loans with competitive rates, and even special Loan Officer’s packages, we offer flexibility and support at every step. Our financing packages include options for buyers at different stages of their lives and with various financial backgrounds, including:

Great Rates. Personal Service. Let us help you find the right home loan at a competitive rate.

FHA

Ideal for buyers wanting low down payments and competitive rates to make homeownership more accessible.

3.5% Down
  • PAR Rate: Enjoy a straightforward rate with minimal points, making it easier to plan your monthly budget.
  • 1% Buydown: Lower your initial interest rate, reducing your monthly payments for the first year.
  • Loan Officer’s Special: Achieve an optimized balance between rate and cost, with a special rate.

Conventional 30-Year

Perfect for buyers looking for traditional financing with a 20% down payment.

20% Down
  • PAR Rate: A reliable option with a rate tailored for those prioritizing stability in their financial planning.
  • 1% Buydown: Reduce your rate for more manageable payments in the early years of your mortgage.
  • Loan Officer’s Special: Get the best available rate, carefully calculated to offer maximum savings over time.

VA 30-Year

Exclusively for our veterans, offering competitive rates with no down payment required.

0% Down
  • PAR Rate: Benefit from a improved rate, acknowledging the service and sacrifice of our military families.
  • Loan Officer’s Special: Special rate, minimizing costs for our veterans.

Jumbo 30-Year

Designed for luxury home purchases above the conventional loan limits, with a 20% down payment.

0% Down
  • Exclusive Rate: A rates catering to those investing in higher-priced properties with comprehensive financial planning.

Mortgage Calculator

$

3.5%

1%

6.2%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Pursuant to the Real Estate Settlement & Procedures Act (“RESPA”) and the regulations adopted pursuant to that statute, Seller hereby makes the following disclosures:

In connection with the purchase of the Property listed above, you may need mortgage lending services.  Seller recommends Encompass Home Lending, LLC  (“Encompass”) for mortgage lending services.  Encompass provides efficient and professional services at competitive rates.  Please be advised that Seller has a business relationship with Encompass.  Specifically, Willow Branch Partners, LLC owns a partial ownership interest in Encompass Home Lending Investors, LLC, which owns a partial ownership interest in Encompass Home Lending, LLC.  Because of this relationship, this referral may provide Seller with a financial or other benefit.

Set forth below is the estimated charge or range of charges for the services listed.  You are NOT required to use the listed provider(s) as a condition for the purchase of the Property.  

There are frequently other settlement service providers available with similar services.  You are free to shop around to determine that you are receiving the best services and the best rate for these services.

Encompass Lending Mortgage Charges

  1. Credit Report             $25.00 to $100.00
  2. Appraisal Fee             $425.00 to $1000.00

By reading this you acknowledge that Seller is referring you to purchase the above-described settlement services and Seller may receive a financial or other benefit as the result of this referral.

Ready to speak with a lending expert?

Expert Guidance: Unlock Your Homeownership Journey
Discover personalized financing solutions tailored to your needs, guided by our knowledgeable experts.

Streamlined Process: Simplify Your Path to Homeownership
Navigate the financing process seamlessly with our proven approach, ensuring clarity and ease at every step.

Customized Options: Find Financial Flexibility for Your Dream Home
Explore a range of financing options designed to match your unique circumstances and goals, empowering you to make informed decisions.